I have a lot to tell you about, but it’s all been jumbled up in my head the last few days, so I think I’ll write a bunch of articles that I will post slowly over the next few days. I should apologize in advance, however, because it’s pretty much all to do with my travel preparations. I figure I might as well record it, because all this nonsense is part of the journey too – and also because if anyone else stumbles on this blog and thinks they might like to do something similar, they can learn from my mistakes.
First of all, I’m leaving in 14 days! People keep asking me if I’m getting excited yet. Actually, it hasn’t really had time to sink in properly because I’ve been so fixated on getting all these necessary details sorted out. In a way it helps the time go by faster…but I have a feeling I’m suddenly going to be on a plane looking down at endless rainforest and it’ll suddenly click in that it’s all happening.
As you could probably guess from my previous posts, I’m pretty big on lists. Here’s my To-Do list for the days I have left. (I started it last week, so some things have been crossed off.)
- Obtain Visa
- Obtain travel medical
- Talk to family doctor
- Get an International Driver’s License from CAA
- Buy a plug adapter/converter (waiting for new shipment at CAA)
- Put BlackBerry media software on HP Mini (my travel computer…not sure if this is possible, as it doesn’t have a disc drive)
- Study Portuguese (I’m trying, but I haven’t done it every day)
- Get confirmations to IICA and host school
- Clean up room/put things in storage
- Talk to Rogers about transferring SIM and contract to a new phone (I’m bringing mine with me)
- Hand in 2nd letter of resignation (I forgot that my teaching job technically has two employers, thus needs two letters)
- Figure out how to bank from Brazil – create PayPal accounts?
- Notify bank and credit card I’ll be out of the country
- Submit OHIP paperwork (for health insurance extension…you have to do this if you’ll be gone for >182 days)
- Ask MP about address change on passport (the portion you write in by hand, since we moved recently) and any “Canadian” swag
- Take out money and traveller’s cheques
- Get Canadian/Ontario brochures and maps from Tourism Ontario
Obviously the list is still pretty long (though definitely not exhaustive)…good thing I still have two weeks, and I’m not working! Also since my mom is off work on vacation, there’s usually a car around to do some errands. Thankfully, I can cross “obtain visa” off my list once and for all, as it showed up in my mailbox Monday morning! I knew there was a good reason for going back to Toronto!
I have to admit, my biggest worry after getting the visa and my plane ticket has always been the travel insurance. I’ve seriously been looking into it since last December, because I had no idea how expensive it would be to insure myself for a year out of country. I thought that I’d found a reasonable solution that would cost around $500 a few months ago, but when I plugged in the numbers last week it came to around $900! I’m already pretty daunted by the number of things eating into my modest travel savings, so another $400 did not make me happy.
So, I did what any frugal traveller should do and started shopping around again. I think I already mentioned that I looked into some organizations which I already belonged to, to see if there were group discounts. I probably talked to about five different companies, and used about 3-4 online quote generators, and things were not looking up. The norm seemed to be around $1000, which I was not going for. The only place that seemed to offer reasonable prices was ScotiaLife, but I did not like the sales agent at all (everyone else had been really nice).
The main problem seemed to be the length of time I’m going to be away. First, the longer your trip the bigger the price-tag. Second, most companies won’t insure you for more than half a year, usually because OHIP doesn’t extend longer than that (unless you get an extension, which I am doing). This was the sticky point for me: it seems that most travel insurance that’s offered is not meant to be long-term. So where do people go for this kind of insurance? There are tons of people out there who are gone for longer than six months!
I was fortunate to get a great piece of advice from a TD insurance agent: she suggested I call the Canadian Life and Health Insurance Association’s Ombudservice. I was pretty excited to find out this even existed; after all, who doesn’t want to talk to a neutral body when choosing their insurance provider? So I called, explained my situation to the man who answered, and after a few seconds of perusing some unseen list in front of him, told me, “TIC.” It turns out, TIC is Travel Insurance Coordinators, a division of The Cooperators – and they really did have the best rates around, not to mention would cover me for things like doctor’s visits and hang-gliding (so key, as this is one of my goals!). So TIC it is, and my budget thanks my persistent research skills.
Despite reviewing and adding to my list last night, today was pretty unproductive. I’m going to have to get at least one thing done every day before I leave if I want to finish it all. Happily, the major things are all done, so there are only a handful of things that are crucial (such as contacting the bank and printing and copying my essential documents). What do you think, should I try to relax? Or is there something I’m forgetting?