After A LOT of hassle with my credit card, I finally managed to confirm this morning that my flight booking with STA went through! I’ll be leaving from Detroit Metropolitan at 3:20pm on Wednesday, August 10, arriving in Miami International at 6:25pm. I will then sit on my luggage for approximately ten hours overnight, and then check into my international flight direct to Manaus,
departing at 7:40am and arriving at 12:45pm on August 11. I ended up booking these flights separately because the Miami-Manaus return flight has moveable dates with minimal fees, and I’ll have to move the return date eventually. The Detroit-Miami flight is one-way, and has some steep penalties for changes (i.e. it wouldn’t be worth it), so I really hope I don’t have trouble with the Consulate later this week, or I’m screwed!
I’m also kind of glad that I only have one connection instead of two, like I would have with the original cheap flight. I will be carrying all my worldly possessions with me (okay, the ones I need to survive in hot weather and be able to teach, so not really all), and I am decidedly uncomfortable with the possibility of lost or delayed baggage. Even the travel agent girl who was helping me book seemed to think that American Airlines would be a more reliable choice than US Airways. Any thoughts on this?
Anyway, thinking about lost baggage got me to thinking about travel/medical insurance, and now that’s next on my list of things to conquer. I did some research last night (of course! Do you think I would take a break after accomplishing one goal?), and came up with a few providers that might work for me. STA travel actually provides travel medical at a reasonable rate, but when I asked an agent about it this morning he seemed to think it would be too expensive for me for a year, arbitrarily quoting around $700. Realistically, this isn’t that bad for a year, so I don’t know why he didn’t bother to get me a true quote. But I’m determined to shop around; I don’t want my flight savings to get eaten up by insurance!
I decided to check out providers who are linked with companies and associations I’m already a part of, for instance: my alma mater association, my teaching association, and my banks. I dug out the welcome package from my travel credit card (I have a TD Platinum Travel Visa) and read through the schedule of benefits. Boy, am I glad I did – and doubly glad I didn’t give up on charging the flight booking to my card when I could have used debit! Apparently, as long as I book my travel using the Visa, I have all kinds of travel insurance when on a “Common Carrier,” i.e. plane, train, boat, or rental car. This includes accidental death or dismemberment (ew) up to half a mil, up to $1000 for lost or delayed baggage for >6 hours, emergency flights home, cancellation, and I will never have to pay for car rental insurance again. This is all super exciting, and well worth the $99 annual fee I pay for my card.
Then I checked out the benefits with my newly-purchased ISIC card (shhh! They don’t have to know I’m no longer a student, especially since my college ID has no dates :D). The travel agent who gave the lazy quote also mentioned that the ISIC has basic travel – are you kidding me?This card cost $22 US! So for like $20 Canadian I’m getting some extra coverage on pretty much everything I mentioned with the travel Visa. Saweet!
I still have some following up to do on the alumni association insurance, but I have a phone number to call for another day. Additionally, I left a message with an agent from City Insurance, which is linked to ING (my other bank). And just a few minutes ago I got a tip from a friend who studied abroad recently – apparently her cheapest rate was with ScotiaLife, so I’ll have to look into them, too. That would really be ironic, as I used to sell Accidental Death for ScotiaLife as a telesales agent while I was still a student (hey, gotta make a living somehow). My last option would be to wait until I get to Brazil and buy insurance through the school when I get there, which might work out. My only problem with that would be that any contact with the insurers would be in Portuguese, which I don’t yet speak; but at least the contacts are in the same country as me if something goes wrong. Clearly I have some decision-making to do here.
As you can see, I am clearly anal retentive when it comes to planning trips – but I am crazy like a fox! (Hey, that should be a new blog category!) Between credit card points, thrifty but practical airfares, and shopping around, I bet I’ve already saved myself nearly a grand – which is a substantial portion of my savings, and almost enough to fly back home for Christmas with. I am quite pleased with this progress! On the other hand, I am still freaking out about my upcoming visit to the Brazilian Consulate. Now that I have my flights booked, I feel like everything is carved in stone. If I have visa (the legal document) troubles, I really don’t know what I’ll do, and all that savings will be for naught.
I didn’t get a call to pick up my Criminal Record Check today, so hopefully it’ll come in tomorrow and I can head to Toronto the same day. I’ll keep you posted as always, but in the meantime…wish me luck!